The Fed has just raised its key rate by 0.25%, bringing it to 3.75%-4%—the first increase since July 2023. With inflation still above the 2% target, officials are signaling there could be another hike before year’s end. The next meeting is set for October 27-28, 2026, when they’ll take another look at inflation and the broader economy.
For those of us navigating the San Diego real estate market, these rate changes can have a real impact on everything from mortgage rates to buyer demand. As someone who’s seen how these shifts play out locally, I know how important it is to stay informed and ready to adapt. Whether you’re thinking about buying, selling, or investing, understanding how these moves affect your plans is a key part of making confident, comfortable decisions. My goal is always to keep you in-the-know and help you chart the best path forward, no stress and no surprises.
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